Agritourism Cover+

Strengthening the future of your operation.

Across New Zealand, rural business owners are diversifying their businesses with innovative agritourism offerings. Agritourism presents a variety of exciting opportunities - but with new ventures come new risks.

rakaia gorge new zealand landscape

GSI South has partnered with Agritourism New Zealand to create AgritourismCover+, an insurance solution for business owners venturing into agritourism. It’s a comprehensive suite of policies designed to give our clients the protection they need to confidently evolve their operation.

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About AgritourismCover+

AgritourismCover+ solutions are tailored to your business, and policies vary in the benefits they provide. As with all insurance products, AgritourismCover+ is a risk management tool backed up by solid advice, not a guarantee. Policy conditions, exclusions, and excess will vary.

Here’s the type of cover that an AgritourismCover+ package may include:

General Liability (Public Liability)

If an operation or product is found liable for causing damage to someone else’s property or causing an injury (that falls outside New Zealand’s ACC coverage) GL insurance may cover the resulting costs.

Statutory Liability

If an operation unintentionally breaches New Zealand law, Statutory Liability insurance can provide cover for fines and court costs. This may include Resource Management Act fines and defence costs, and may cover legal defence costs for Health & Safety breaches.

Directors & Officers Liability

If civil action is taken against company directors, officers or employees for actions taken on behalf of an organisation, Directors & Officers Liability may provide cover for related costs and liabilities.

Trustees Liability

This is similar to Directors & Officers liability but is designed to cover trustees instead of Directors.

Crime

Crime cover can insure against losses to a business caused by employee dishonesty, as well as the theft of stock or materials by employees or by the public.

Employment Practices Liability

If an operation is subject to an employment relations dispute, Employment Practices Liability cover can cover costs in defending the dispute, as well as any awarded costs by the Employment Relations Authority.

Liability Consequential

Loss Liability Consequential Loss can protect against any additional consequences arising from a General Liability claim.

client with broker walking on farm land

What is agritourism?

Agritourism may include:

  • Adding a BnB or farmstay to your property

  • Adding a public walkway to your property

  • Offering public tours of your property

  • Establishing an overnight or multi-night hiking trail on your property

  • Making your property available for hunting or fishing trips (guided or unguided)

Our specialist rural brokers have been supporting farmers and agribusiness owners for over 30 years. We understand the unique challenges of your industry, and we’re genuinely committed to the success of New Zealand’s rural sector.

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"We run Glenafric; a coastal sheep and beef farm in North Canterbury. We have recently started an Agri Tourism venture to help supplement farm income and future proof the business."

We use GSI South and have done so for many years. The liability cover we have in place is an important part of our overall risk management and has been tailored to cover our Agri Tourism activities as well as the traditional farm business.

As a family we have been working with Sean for over 30 years (??). He and his team are great to deal with. We have recommended them to farming friends and will happily continue to do so. We trust their advice and we know it comes from a strong understanding of our business as well as the insurance industry.

James Hoban
Glenafric

"We've been with GSI Insurance for over four years, and switching to them in 2020 was one of the best decisions we’ve made."

Sean approached us in 2020 to review and reprice our existing insurance coverage, which spans a wide range of needs: a dairy and beef farm, a building and earthworks business, a motel, a café, residential properties, and more. Not only did GSI save us thousands on premiums, but they also secured more comprehensive coverage across the board.

Jax Hunt
Bruce Ensor

"We value Sean's prompt attention to any enquiries in an industry..."

We have appreciated the benefits of GSI South's wide experience in both the insurance industry and the requirements of rural communities. We value Sean's prompt attention to any enquiries in an industry that has become increasingly complex and demanding.

Therese Banks

Find out how we can be stronger together

As your insurance partner, we're your advocate at claim time, the expert in your corner, and a safe pair of hands for your operation. Learn more about how we can support your business by booking a chat with one of our Christchurch team.

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